2185 Sams Creek Rd, Westminster, MD 21157

Property Description

<b>ASSUMABLE LOAN OPPORTUNITY!</b> Why settle for today’s interest rates when qualified buyers may be able to assume the seller’s existing VA loan at an interest rate below 3%? <b>The buyer does not need to be a veteran.</b> Loan assumption is subject to lender approval, qualification requirements, and the terms of the existing loan.<br><br> <b>WELCOME HOME, WHERE EVERY DAY FEELS LIKE A RETREAT!</b> Tucked away on 2 beautifully landscaped and private acres, this striking contemporary home combines privacy, flexible living space, and resort-style outdoor living.<br><br> The remodeled kitchen features granite countertops and backsplash, stainless steel appliances, an island cooktop, breakfast bar, and a spacious eat-in area. The dramatic family room is highlighted by gorgeous Hickory wood flooring, soaring ceilings, a floor-to-ceiling brick accent wall, and a freestanding wood stove. A loft overlooking the family room adds architectural interest and additional flexible living space.<br><br> The private primary suite offers Hickory wood flooring, a recently added mini-split heating and cooling system, a large walk-in closet, and an updated luxury bath with heated floors. Upstairs, two generously sized bedrooms are connected by a beautifully remodeled Jack-and-Jill bath.<br><br> The lower level provides even more space with a large recreation room featuring rustic wood ceilings and a second wood stove, plus a separate hobby or office room, full bath, workshop, abundant storage, and room for future expansion.<br><br> Step outside to your own private oasis featuring a <b>heated in-ground Gunite pool</b>, expansive deck with built-in seating, sprawling patio, fenced yard, and mature trees providing exceptional privacy. The deck can be accessed from the kitchen, dining room, and family room, creating effortless indoor and outdoor entertaining space.<br><br> Major updates include the heat pump, approximately 4 years old; water heater, under 2 years old; and roof, approximately 8 years old. <b>No HOA!</b> The seller is also providing a premium home and pool warranty for added peace of mind.<br><br> A private 2-acre retreat, heated pool, beautifully updated interior, and an assumable loan below 3% combine to create an opportunity that is truly difficult to duplicate. Don’t miss it!